Prepare “Crunch” or granola if making from scratch (see recipe below); set aside.
Peel, core, and slice apples. Place apples, water, lemon juice and the remaining sugar in a saucepan. Cover and bring to a boil over medium heat; boil 3 minutes. Stir in sugar/cornstarch mixture and bring back to a boil. Remove from heat.
Spoon hot apples into 6 individual serving bowls, top each bowl with a about 1-tablespoon caramel apple dip. Add approximately ¼-cup crunch per serving. Pour approximately ⅓-cup cream or milk over top.